When you get into an accident on the road, it’s natural to want to seek compensation from the other driver and their insurance company. This is especially true if you were hurt in the accident or you paid out of pocket to fix your car. But before you begin the process of filing a car accident claim, there are several important things to keep in mind. In order to successfully make your case and obtain financial compensation without worry or hassle, an Albuquerque personal injury attorney suggests the top five things to remember before filing a car accident claim.
Who Was Driving:
Regardless of fault, who was driving can affect your insurance rates. If you were in an accident while driving someone else’s car, or if you and another driver were sharing or switching between cars, that information should be included in your claim. The insurer will also want to know whether any passengers were injured. This may affect how much you receive for injuries or damages.
Who Caused the Crash:
A personal injury claim often boils down to who’s at fault for causing an accident. If you caused or contributed to an accident, things can get a lot harder for you. Law enforcement and insurance companies are skilled at determining who was at-fault, so it’s crucial that you know what happened and how it all went down.
Insurance Details:
When you’re involved in an accident, even if it was not your fault, it’s important to gather as much information about yourself and your insurance as possible. This can be challenging when you’re in shock or scared from the situation.It is also wise to know where all of your policy documents are stored. An Albuquerque personal injury attorney should be able to work with these documents.If they need additional documents (like hospital records), being prepared will make sure there is no delay once legal action has begun.
Medical Bills:
This can be one of your biggest costs. Your medical bills will vary depending on what happened in your accident. You may have to pay for doctor visits, medication, physical therapy, and any other necessary services, and you’ll probably want to be compensated for these expenses by filing a claim with the help of a personal injury law firm in Albuquerque. The extent of your medical bills could determine how much money you receive from an insurance settlement or personal injury lawsuit.
Lost Wages:
If you missed days at work following your car accident, you will want to make sure that this is also included in your claim. You may not be able to recoup all of these wages, but any loss should be documented.
Whether you’ve been involved in an accident that wasn’t your fault or were injured at work, filing a car accident claim can be very stressful, especially if you are unfamiliar with the process. Be sure to hire a car accident lawyer in Albuquerque NM who specializes in personal injury law, so that you can ensure that your case will be handled properly.
